Wind-vented roofing systems, also known as negative pressure roof systems, have been protecting commercial buildings for over 40 years. Despite their remarkable performance, they’ve remained relatively under-the-radar in the roofing… Read More »A Proven Technology; 40 Years in the Making
Reserve Specialists have the responsibility to continuously educate themselves to be the best steward for their clients. Reserve providers constantly learn about new construction materials and techniques. One of these techniques… Read More »Negative Pressure Roofs: Science, Design, and Practicality
Matt Reed: Lies about Citizens justify policyholder abuse Insurance lobbyists working hard to discourage public’s use of company You’ve probably heard that Citizens Property Insurance Co., with 32,000 policyholders in… Read More »Two Florida Journalists reveal the Truth about Citizens and Gov. Scott’s Plans
The Eligibility of Buildings for Replacement under Code 44 of Federal Regulations 206.226 (d)(1) Property Owners who experience a disaster with their building, for example a fire or windstorm damage,… Read More »The FEMA 50% rule
During the process of turning a condominium or homeowner’s association over to the new community, when it comes to insurance, the policy moves from builder’s risk to property/casualty and flood… Read More »Reserve Study and Insurance Appraisal should be part of the Turnover Process
This article is originally from the Business Observer on Friday Aug 25, 2017: Read the Article in the Business Observer Patricia Staebler, with sales on a roll and a six-week… Read More »Staebler Appraisal Featured in The Business Observer
When reviewing insurance appraisal reports for condo associations my colleagues and I often find reports authored and signed by companies or individuals who are not licensed appraisers in the State… Read More »The Costly Dangers of Unlicensed Commercial Appraisal Work
About 60% of our work portfolio of reserve studies turns out to be underfunded, about 50% of that is severely underfunded with an average funding of 15% and less. One… Read More »The Drama of the Underfunded Association – How did we get here?
Recently our books filled up with reserve studies quicker than ever, mostly because budget season is upon us with most condo associations starting their budget sessions in October. Recently our… Read More »Reserve Study Season is here!
This article was published by Gulf Coast Business Review – Friday, May 31, 2013The Author is Kevin F. Jursinski, a Florida Bar board-certified real estate and business litigation attorney in Fort Myers.… Read More »The unintended consequences of Dodd-Frank
Many of my clients still believe they should get as many bids as possible from insurance agents for their flood and wind coverage. During my site visits and inspections I… Read More »How Condominium Associations should select an Insurance Agent
First, let me clarify what ISO stands for: The Insurance Services Office (ISO) //www.isopropertyresources.com/About-ISO/About-ISO-Root/ISO-Overveiw.html is a leading source of information for risk management in the insurance industry. ISO provides information… Read More »Does your building need an ISO inspection?
For the last seven years real estate sales dragged on and on and the prices came down significantly. Now the drought is finally over and residential real estate is on… Read More »Finally – We Are There. Real Estate Is Back!
Combining your professional business passions and your love for a good cigar, just makes sense! Yes, it might come as a surprise to many, but I really appreciate a good… Read More »Cigar Smoking and Social Networking
This is one of the best examples to explain the importance of being correctly insured. If an HOA or condo association is underinsured as in the following example provided by… Read More »How to calculate Coinsurance
Back in early 2005 when the real estate market reached never before seen heights I was hired for a marketability study. The client wanted me to investigate if a planned… Read More »When in Doubt about the Economy, ask a Trucker!
This is s collaborative guest post that is truly a joy to publish. I have relied on their unabashed expertise for my business for 18 years and am always pleased… Read More »An “Aha” Moment Solves Challenge of Cost Estimating Local Sarasota Sailor Circus Roof
Reserve Studies Demystified (Blog 4 of 4) Funding Models There are several funding models, however, the best funding model for an individual association depends on the tolerance for risk. And… Read More »Reserve Studies Demystified- Funding Models
Reserve Studies Demystified (Blog 3 of 4) Ideal Reserves vs. Fully Funded My clients frequently ask me, “What really are ideal reserves and what does it mean when a component… Read More »Reserve Studies Demystified- Ideal Reserves vs. Fully Funded
